The cost of in-home senior care depends on several factors, including the level of care required, the number of hours per week, and whether specialized services such as Dementia Care are needed.

Typical range of Home Care in Palm Beach county is about $28–$40 per hour depending on services and provider with the average at about $32 an hour.

Services usually include:

• Companionship

• Light housekeeping

• Meal preparation

• Transportation

• Personal care (bathing, dressing, grooming)

Costs in Palm Beach Country are often above Florida average because of:

• Higher cost of living

• High demand for caregivers

• Many concierge home-care agencies

Some seniors require continuous supervision and assistance. This type of care is often recommended for individuals who:

• Have advanced dementia

• Are at risk of falls

• Need mobility assistance

• Require overnight supervision

There are generally two options when 24 hour care is required: Live In Care and 24-hour care. The difference between live-in care and 24-hour care mainly comes down to how caregivers work and whether someone is awake overnight.

10 hrs/week. Estimated Monthly Cost: $1,386 per month

20 hrs/week. Estimated Monthly Cost: $2,771 per month

40 hrs/week (most common). Estimated Monthly Cost: $5,542 per month

Examples of Cost for Hourly Care (based on the average $32 an hour)

24 Hour Care

How it works

• Usually 2–3 caregivers rotate shifts

• Someone is awake and monitoring 24/7

• No sleeping shift

Typical Cost:

Daily: $32x8hours = $256 per day

Weekly: $32x168 hours = $5,376 per week.

Monthly: $32x 730 hours = $23,360 per month

Live-in caregiver (24 hours care - sleeps overnight)

How it works:

The caregiver usually:

• Lives in the home

• Sleeps overnight

• Helps during the day

• Assists occasionally at night if needed

Typical Cost:

$400–$650 per day with the average of $500 a day. About $15,000 per month on average.

How Families Pay for Home Care

Private Pay

Most home care is paid privately by families using:

• Savings

• Retirement income

• Investment income

Families often combine several of these to cover monthly care expenses.

Veterans Benefits

Veterans and surviving spouses may qualify for programs such as the VA Aid and Attendance benefit, which can help offset home care costs.

Medicaid Programs

Certain Florida Medicaid programs may provide limited home care services for eligible individuals.

Long-Term Insurance

Many policies cover in-home caregiving services once certain eligibility requirements are met.

Some pay up to $270 a day for home care benefits.

Cost of Home Care in Palm Beach County